Subaru

Subaru Pacific

20550 Hawthorne Blvd. ,
Directions Torrance, CA 90503

  • Sales: (888) 811-6691
  • Service: (877) 220-6563
  • Parts: (877) 542-3009
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Subaru Buying or Leasing Process Torrance, CA

Subaru Buying or Leasing Process Torrance, CA

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Buy or Lease Subaru Options Torrance, CA

Buying and Leasing: What's the Difference?


You'll find a variety of great new Subaru models for sale or lease at Subaru Pacific, but which setup is right for you? The buying process and the leasing process have a lot of similarities. With both, you'll usually be making monthly payments, and after a few years, you'll want to upgrade. At the end of the lease, all you have to do is return the vehicle to us. With buying, you can keep the vehicle for as long as you want, or trade it in or resell it for a lesser value than what you spent on it. If your lifestyle requires more than about 10,000 miles per year, you might be better off with a purchase, because car leases come with driving limits. Here, you'll find a convenient comparison on the costs and benefits of each choice, along with preferences. Read through the details here, then come to Subaru Pacific for a test drive!

Buying Leasing
Sizable down payment Money Down Less up front money
Higher monthly payment Monthly payment Lower monthly payment (up to 60% lower)
Negotiated trade-in value Trade-in No trade-in hassle or negotiation
Responsible for maintenance costs after warranty expires Warranty Less maintenance - typically always under warranty
GAP protection not included - added expense to purchase GAP Protection GAP protection included
Stagnant technology based on what was in effect at time of purchase Technology Technology obsolescence protection
No loyalty incentives Loyalty Lease loyalty incentives
Eligible for all dealer incentives Incentives Eligible for all dealer incentives 2
Potential negative equity if you sell your car before it is paid off Equity No chance of negative equity
Not required to maintain vehicle, but recommended so your vehicle lasts longer Program Maintenance Responsible for program maintenance per manufacturers recommendation or you may be charged excess wear and tear
The negotiated price of a new vehicle is the same Vehicle Price The negotiated price of a new vehicle is the same
Insurance payments are the same Insurance Insurance payments are the same

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When you buy a new vehicle, its value will depreciate over time. That's why you'll want to make the most cost-effective and satisfying choice between buying and leasing a Subaru. For some people, the feeling of owning their own vehicle is worth the cost. Leasing a vehicle will help you save, and you don't have to deal with owning something that's worth less than what you paid for it. With a lease, you also owe less up front (if there is an amount due at the beginning, it's almost always much less than a down payment). The monthly payments are also lower when you lease than when you're making monthly payments on a purchase. As vehicles get older, they require more costly maintenance more often. That means that when you lease a vehicle, you'll spend less on service, because you won't have the vehicle long enough for it to get old. People who regularly lease their vehicles will get to drive the latest models more often, and they don't have to deal with the hassle of trading or reselling the vehicle they bought.

Subaru Pacific, serving Hermosa Beach and Lomita, offers a variety of the latest 2014 and 2015 Subaru releases available for lease. Does leasing sound right for you? Then go ahead and look through our fantastic inventory to find the model you love. To schedule a test drive, just make an appointment with our convenient online form or give us a call at (888) 811-6691. Subaru Pacific is located at 20550 Hawthorne Blvd., Torrance, CA 90503, serving Manhattan Beach and Redondo Beach. We hope to serve you soon!